The information, analysis, and recommendations provided by RewardIQ are for general informational and educational purposes only. Nothing on this website or in any RewardIQ report, email, or consultation constitutes financial advice, investment advice, credit advice, or any other form of professional financial guidance.
Rewards values, point valuations, earn rates, transfer partners, award chart prices, and annual fees are estimates based on publicly available information at the time of analysis. These figures:
Applying for credit cards affects your credit score. RewardIQ recommends consulting a qualified credit professional before making application decisions. Approval for any credit card is at the sole discretion of the card issuer and is not guaranteed.
Where RewardIQ flags a loyalty program as using "dynamic pricing," this means award costs may vary significantly from published estimates. Programs including but not limited to Delta SkyMiles, Marriott Bonvoy, and Hilton Honors use dynamic pricing. Redemption values cited for these programs are estimates only.
Award availability is controlled entirely by airlines and hotels. RewardIQ's trip research service identifies availability at the time of research only. Availability may change between the time of research and the time of booking. RewardIQ is not responsible for award space that becomes unavailable.
RewardIQ does not currently have affiliate relationships with any credit card issuers. Card recommendations are based solely on optimization analysis and are not influenced by referral commissions.
For decisions involving significant financial commitments, we strongly encourage you to consult with a licensed financial advisor, tax professional, or credit counselor who can evaluate your complete financial situation.
Questions about this disclaimer? Contact us at hello@rewardiq.co.